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Tag: SEP-IRA

Savings

IRS Announces Few Increases to Retirement Savings Limits for 2014

November 21, 2013 cutlerschwartzschwartz

On Halloween night, the IRS announced the cost of living adjustments applicable to the various retirement plan limitations. Unfortunately, the bulk of the retirement savings limits will not increase from 2013. According to the October 31st announcement made by the IRS on Pension Plan Limitations for 2014, "Some pension limitations such as those governing 401(k)… Continue reading IRS Announces Few Increases to Retirement Savings Limits for 2014

Tagged 401(k), Andrew Schwartz, Consumer Price Index, Individual Retirement Account, Internal Revenue Service, retirement, Roth IRA, Schwartz & Schwartz, schwartz & schwartz cpas, SEP-IRA, SIMPLE IRA1 Comment
Practice Management, Savings

Why open a Retirement Plan for Your Practice?

October 17, 2013 cutlerschwartzschwartz

Let’s start by discussing some of the benefits of setting up and maintaining a Retirement Plan for your practice.  The first benefit is that contributions you make into the retirement plan are generally tax deductible, and then those contributions grow tax deferred.  Remember, contributing to a retirement plan is one of the best tax shelters… Continue reading Why open a Retirement Plan for Your Practice?

Tagged Andrew Schwartz, Deferred tax, Defined benefit pension plan, Individual Retirement Account, Investment, Profit sharing, retirement, Roth IRA, Schwartz & Schwartz, schwartz & schwartz cpas, Schwartz and Schwartz, SEP-IRALeave a comment
Planning, Taxes

Spring Clean Up Project #1: Your IRAs, 401ks, and 403bs

May 14, 2013 cutlerschwartzschwartz

As people switch jobs, change financial planners, or just move through life, it's not uncommon to leave a trail of IRA accounts, 401k accounts, and 403b accounts. Why not take this opportunity to clean up these retirement accounts by consolidating them into one or two accounts? Consolidating all of your retirement accounts into just a… Continue reading Spring Clean Up Project #1: Your IRAs, 401ks, and 403bs

Tagged 401(k), 403(b), Andrew Schwartz, Individual Retirement Account, IRA Rollover, retirement, Roth IRA, Schwartz & Schwartz, schwartz & schwartz cpas, SEP-IRA, Traditional IRA2 Comments
Commentary, Planning, Savings

NEW YEAR’S RESOLUTIONS – PT 2

January 24, 2013 cutlerschwartzschwartz

We're continuing with our series on New Year's resolutions that you can do to improve your finances.  Be sure to read Part 1 for extra tips! Pay Down Those Credit Cards If you owe money on your credit cards, determine how much you can realistically afford to pay down during the year. For best results,… Continue reading NEW YEAR’S RESOLUTIONS – PT 2

Tagged Adjusted gross income, Andrew Schwartz, Individual Retirement Account, Microsoft Excel, Pension, Roth, Roth IRA, schwartz & schwartz cpas, Schwartz and Schwartz, SEP-IRA, TaxLeave a comment
IRS

Reminder: Report of Employ Retirement Plan due July 31

July 24, 2012 cutlerschwartzschwartz

If your Keogh or Solo 401(k) accounts are worth more than $250,000, or if you have employees in your plan, you need to file Form 5500-EZ by Tuesday, July 31. For more info: http://www.irs.gov/retirement/article/0,,id=117588,00.html Have questions? We can help: 781.938.0045.

Tagged 401(k), 5500, Individual Retirement Account, Pension, retirement, SEP-IRALeave a comment
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